You will want to make sure that you are backed with enough finances before you get into and start the home buying process.
If you have a low credit score or employment issues, low income, higher debt payments, or any foreclosures, you need to share these details with the broker.
If after all these issues, your broker says you will not have any problems getting a good mortgage quote or rate, you may want to think again about working with this mortgage broker.
The best mortgage brokers are the ones that are honest about these important details, and if your finances do not look so good, the broker must be straight forward and set reasonable expectations, and let you know if there are any chances that you will qualify for a mortgage or not rather than getting your hopes high and wasting your time.