Origination Fee: This is a fee charged by the lender to originate the loan for the borrower. This is addressed by the loan officer at the start of the loan application process.
Underwriting Fee: The underwriting fees are charged by the lender to underwrite your loan according to the government guidelines.
Make sure all the documents that you have provided are sufficient to meet all the guidelines of the loan.
Processing Fee: Processing fees are usually charged by the mortgage loan officer to process your entire loan file starting from the initial loan application till the closing.