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Unlike a conventional or a government-backed loan, a portfolio loan is generally a mortgage loan originated that is not being sold in the secondary market. <\/b><\/p>
The lender holds the mortgage and keeps it under its portfolio, hence the name portfolio mortgage loan. <\/b><\/p>
In this type of mortgage, the lender may follow their guidelines and regulations instead of following Fannie Mae, Freddie Mac, or any other government-backed securities guidelines.<\/b><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t