contingency reserve<\/u><\/a>.<\/b><\/p>You would not get a hundred percent financing in A&D loans and the borrower needs to make a specific amount in down payment, preferably in cash.\u00a0<\/b><\/p>
Although an A&D loan can be approved in situations where the developer uses collateral, such as a mortgage on an existing property to finance the project, the percentage of financing that the lender puts up is usually lower in this situation.\u00a0<\/b><\/p>
The location of the land and the property can also affect the loan amount along with its political patterns, the local economy, and zoning. As a developer, you may want to keep the zoning changes into consideration before you get an A&D loan.<\/b><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t