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While offering a credit risk assessment the loans that are eligible for HomeReady are automatically identified by Fannie Mae’s Desktop Underwriter (DU) system. <\/p>
Along with the advantage of pricing that is better than or equal to Fannie Mae’s standard pricing, risk-based pricing waivers for borrowers with credit scores of 680 or greater and LTV ratios over 80% are received by lenders.<\/p>\n
One can integrate a HomeReady loan along with standard loans in MBS pools and whole loan commitments.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t